Terms and Conditions (Canada – PIPEDA-Aware)

Last Updated: March 18, 2026

Welcome to creatingapositivemindset.com (“Website”, “we”, “our”, “us”). These Terms and Conditions govern your use of this Website, including all content, services, and products offered.

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. Use of the Website

This Website provides content related to personal development, mindset, and self-improvement.

You agree to:

• Use the Website only for lawful purposes
• Not misuse, disrupt, or attempt to gain unauthorized access
• Not use the Website in a way that could damage or impair functionality

2. Eligibility

By using this Website, you confirm that:

• You are at least the age of majority in your jurisdiction
• You have the legal capacity to enter into this agreement

3. Intellectual Property

All content on this Website—including text, graphics, logos, downloads, and course materials—is the property of creatingapositivemindset.com unless otherwise stated.

You may:

• Access and use content for personal, non-commercial use

You may not:

• Copy, reproduce, sell, or distribute content without prior written consent
• Use content for commercial purposes

4. User Accounts (If Applicable)

If you create an account:

• You are responsible for maintaining the confidentiality of your login information
• You agree to provide accurate and complete information
• You are responsible for all activities under your account

We reserve the right to suspend or terminate accounts at our discretion.

5. Products, Services & Coaching

Digital Products & Courses

• All purchases are for personal use only
• Sharing or reselling materials is strictly prohibited

Coaching Services

• Coaching is not therapy, medical care, or professional advice
• Results are not guaranteed and depend on your effort and circumstances

We reserve the right to refuse or terminate service  

if necessary.

6. Payments & Refunds

• Prices are listed in applicable currency and may change without notice
• Payment must be received before access to services or products is granted
• Refund policies (if applicable) will be clearly stated on specific sales pages

7. Affiliate Disclosure

This Website may contain affiliate links. We may earn a commission if you purchase through these links at no additional cost to you.

We are not responsible for third-party products, services, or outcomes.

8. Email Communications & Consent

By providing your email address, you consent to receive:

• Newsletters
• Updates
• Promotional content

You may unsubscribe at any time.

9. Privacy & Data Protection

Your use of this Website is also governed by our Privacy Policy, which complies with Canadian privacy laws, including PIPEDA.

We are committed to protecting your personal information and using it only for stated purposes.

10. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

• Any direct, indirect, or incidental damages
• Loss of income, data, or opportunities
• Outcomes resulting from use of this Website or services

11. Indemnification

You agree to indemnify and hold harmless creatingapositivemindset.com from any claims, damages, or expenses arising from:

• Your use of the Website
• Your violation of these Terms

12. Third-Party Links

This Website may contain links to external websites. We are not responsible for their content, policies, or practices.

13. Termination

We reserve the right to terminate or restrict access to the Website or services at any time without notice if you violate these Terms.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Ontario, Canada, without regard to conflict of law principles.

15. Changes to These Terms

We may update these Terms at any time. Changes will be posted on this page with a revised date. Continued use of the Website constitutes acceptance of those changes.

16. Contact Information

If you have any questions about these Terms:

Email: managingyourfeelings@gmail.com

17. Acceptance of Terms

By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

Privacy Policy (Canada – PIPEDA Compliant)

Last Updated: March 18, 2026

Welcome to creatingapositivemindset.com (“Website”, “we”, “our”, “us”). This Privacy Policy is designed to comply with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and explains how we collect, use, and protect your personal information.

1. Accountability

We are responsible for the personal information under our control and have implemented measures to protect it.

For privacy-related inquiries, please contact:
Email: managingyourfeelings@gmail.com

2. What Information We Collect

Personal Information

We may collect:

• Name
• Email address
• Any information you submit through forms, comments, or purchases

Automatically Collected Information

• IP address
• Browser type and device
• Pages visited and time spent on the Website

3. Purpose of Collection

We collect your information for the following purposes:

• To provide content and services
• To send newsletters and marketing emails (with consent)
• To process purchases (if applicable)
• To improve Website performance and user experience

We will not use your information for purposes other than those stated without your consent.

4. Consent

By using this Website or providing your information, you consent to the collection, use, and disclosure of your information as described in this policy.

You may withdraw your consent at any time by contacting us or unsubscribing from emails.

5. Limiting Collection

We only collect information that is necessary for the purposes outlined in this policy.

6. Disclosure of Information

We do not sell or rent your personal information.

We may share your information with trusted third parties only when necessary, such as:

• Email marketing platforms (e.g., Mailchimp, ConvertKit)
• Payment processors (e.g., Stripe, PayPal)
• Analytics providers (e.g., Google Analytics)

These third parties are required to protect your information.

7. Safeguards

We use appropriate security measures to protect your personal information against loss, theft, and unauthorized access.

However, no method of transmission over the Internet is completely secure.

8. Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

9. Your Rights (Under PIPEDA)

You have the right to:

• Access your personal information
• Request corrections to inaccurate data
• Withdraw consent for data use
• Request deletion of your information (where applicable)

To exercise these rights, contact us at the email below.

10. Cookies and Tracking

We use cookies and similar technologies to:

• Improve your browsing experience
• Analyze Website traffic

You can disable cookies through your browser settings.

11. Cross-Border Data Transfers

Your information may be stored or processed outside of Canada (e.g., in the United States) by third-party providers. By using this Website, you consent to such transfers.

12. Children’s Privacy

This Website is not intended for individuals under the age of 13. We do not knowingly collect personal information from children.

13. Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted with a revised date.

14. Contact Information

If you have questions or requests regarding your data:

Email: managingyourfeelings@gmail.com

Disclaimer (Enhanced – Coaching, Earnings & Liability)

Last Updated: March 18, 2026

The information provided on creatingapositivemindset.com (“Website”) is for educational and informational purposes only.

1. No Professional Advice

We do not provide:

• Medical or health advice
• Mental health therapy or counselling
• Legal or financial advice

Always consult a qualified professional before making decisions based on information from this Website.

2. Coaching Disclaimer

If you participate in coaching services, programs, or courses:

• Coaching is not therapy or medical treatment
• Results depend on your effort, consistency, and personal circumstances
• No guarantees are made regarding outcomes

3. Earnings Disclaimer

We make no guarantees regarding:

• Income
• Personal success
• Life outcomes

Any examples or testimonials are not typical results and should not be relied upon as promises.

4. Affiliate Disclaimer

This Website may include affiliate links. We may earn a commission if you purchase through these links at no additional cost to you.

We are not responsible for third-party products, services, or results.

5. Testimonials Disclaimer

Testimonials represent individual experiences and are not guarantees of similar results.

6. Personal Responsibility

By using this Website, you accept full responsibility for your actions and results.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

• Any direct or indirect damages
• Loss of income, data, or opportunities
• Decisions made based on Website content

8. External Links

We are not responsible for the content, policies, or practices of any third-party websites linked from this Website.

9. Contact Information

If you have any questions:

Email: managingyourfeelings@gmail.com